I recently had a brand new coldroom installed in my industrial unit. Once installed I asked my insurance broker to add it to my all risks policy. The insurance company asked for the spec sheet. Apparently the panels are insulated with polystyrene. The insurance company has cancelled my insurance because they will not insure polystyrene insulated panels.

My question is: ought my supplier (25 years in the business) to have known of this as a potential problem? I am going to have to remove the coldroom if I want insurance - which I have to have as my premises are part of a terraced series of industrial units.

Any advice would be appreciated. Thank you.