public liability and product insurances

**GHAZ** · 03-02-2011, 08:34 PM

Hi guys ive just gone self employed and i rang a few insurance companies for insurance quotes and they all come up with different things. does any anybody know a good airconditioning and refrigeration insuring companies with reasonable quotes, thank you

**monkey spanners** · 03-02-2011, 08:47 PM

We've been with NFU Mutual since we started and are very happy with them and the service. Also have the vans and my classic truck insured with them.

Make sure you let them know all the things you use (oxy kits, grinders, etc) and the stuff you work on etc.

al · 03-02-2011, 08:56 PM

Make sure you're covered for brazing, carrying bottles in van and working at heights/roofs, and if you can afford it product efficacy (your actions leading to product loss)

Oh and cheapest is not in this case always the best, beware of the excess's.

alec

**frank** · 03-02-2011, 09:15 PM

I would recommend that you join the Federation of Small Businesses http://www.fsb.org.uk/

For 240 English Pound Notes per year, you get access to free Legal Advice covering any business subject, as many times as you like, quarterly magazines, local meetings with other members and great offers such as discounted insurance

I've been a member for over 12 years and have benefited in numerous ways.

**charlie patt** · 03-02-2011, 09:16 PM

look in the back of the rac or one of the fridge mags ive seen adverts there

al · 03-02-2011, 09:30 PM

Or the google ads running on the bottom

al

**charlie patt** · 03-02-2011, 09:32 PM

Originally Posted by al

Or the google ads running on the bottom

al

very good sometimes the best results are under your nose and rightly so

**Abe** · 03-02-2011, 10:31 PM

Originally Posted by frank

I would recommend that you join the Federation of Small Businesses http://www.fsb.org.uk/

For 240 English Pound Notes per year, you get access to free Legal Advice covering any business subject, as many times as you like,

Or just ask here and you get legal advice for free!!!

**GHAZ** · 04-02-2011, 03:34 PM

Thankyou guys for the info and i spoke to simply business and they gave me a good cover for hot works as well.

**old gas bottle** · 08-02-2011, 07:38 PM

i,ve just changed to ww group ,have a look at the website, a good pakage and with insuring our unit asswell saved allmost 30%,very pleased.

**nevgee** · 08-02-2011, 09:54 PM

Originally Posted by frank

I would recommend that you join the Federation of Small Businesses http://www.fsb.org.uk/

For 240 English Pound Notes per year, you get access to free Legal Advice covering any business subject, as many times as you like, quarterly magazines, local meetings with other members and great offers such as discounted insurance

I've been a member for over 12 years and have benefited in numerous ways.

Plus insurance cover, should you ever be inspected by Mr. HMRC

Though I've never been able to get competitive insurance quotes thru the FSB ... there's always hope.

These have been offering good rates and can include Professional indemnity.
www.simplybusiness.co.uk

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